Digital Products
HHDs - door - step banking:
A POS (Point of Sale) device with doorstep services integrated with the functionality of a traditional banking terminal facilitating on-site transactions like loan repayments and cash withdrawals. This innovative solution allows customers to do banking at their doorsteps and real time credit to their accounts.
UPI (Unified Payment System):
UPI is a real-time payment system that allows users to transfer money between bank accounts instantly using their mobile phones. It facilitates peer-to-peer payments, bill payments, merchant transactions, and more.
Mobile Banking:
Mobile banking revolutionizes traditional banking by enabling users to access their accounts, make transactions, and manage finances conveniently through their smartphones or tablets. With many features including fund transfers and bill payments, our Mobile Banking offers unparalleled accessibility and flexibility to customers.
RTGS/NEFT Services:
RTGS is a real-time payment system where fund transfers are processed individually and settled instantly, without any waiting period. NEFT is a system for one-to-one funds transfer that operates on a deferred net settlement basis.
ATM services:
Convenient access to cash and banking transactions with high availability of cash at any point of time. Our ATMs operate under NFS network. All Banks’ cards are accepted at our ATMs and our cards are accepted at any ATM.
Digital loans - Sukshma Loans:
Customers can avail Sukshma Loans (small ticket loans) at their doorsteps through HHDs operated by our staff - a complete digital product
Merchant QR codes - digital payments:
Convenient way to make payments to the merchants digitally.
IMPS (Immediate Payment Service):
IMPS is another real-time interbank electronic fund transfer system, enables customer instant money transfer 24/7 including weekends and holidays. IMPS is particularly useful for transferring smaller amounts of money quickly.
NACH - e-mandates:
Automated Clearing House services enable customers to give mandates for hassle-free loan repayments, periodical transfer of funds etc.
SMS - Instant Messaging:
SMS/Instant Messaging services have been integrated with banking services and offering customers convenient ways to know their account information and receive transaction alerts.
Ru Pay debit cards:
Debit cards are accepted at all ATMs, point-of-sale (POS) terminals, and online merchant (e-Com) transactions. Bank aims to promote financial inclusion with the cards by providing affordable banking solutions to all segments of the society.